LIBD vs TLT

ALIBD

BTLT

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · VCIT $10,510

Lowest cost0.03%VOO · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]LIBD and TLT

LIBD

TLT

Stone Ridge Trust - LifeX 2065 Inflation-Protected Longevity Income ETF · $4MiShares 20+ Year Treasury Bond ETF · $48.7B

[…]3 years · per year[…] · $10,710+2.3%

[…]5 years · per year[…] · $6,714−7.7%

0.25%Expense ratio$25 · $15 on $10k · lower wins0.15%

3.90%12-mo yield$390 · $477 on $10k4.77%

−11.0%Worst dropSmaller wins−12.5%

8.3%VolatilityLower wins9.5%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsLIBD · TLT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.7B
4	ALIBD	Stone Ridge Trust - LifeX 2065 Inflation-Protected Longevity Income ETFRead Desk	0.25%	3.90%	−0.3%	−3.1%	−5.0%	new	new	−11.0%	$4M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.7B
4	ALIBD	Stone Ridge Trust - LifeX 2065 Inflation-Protected Longevity Income ETFRead Desk	0.25%	3.90%	−0.3%	−3.1%	−5.0%	new	new	−11.0%	$4M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LIBD vs TLT

LIBD

Stone Ridge Trust - LifeX 2065 Inflation-Protected Longevity Income

[…]

TLT

iShares 20+ Year Treasury Bond

$6,714

MeasureLIBDTLT

Fee0.25%0.15%

Cost on $10k a year$25$15

Yield3.90%4.77%

5 years, per year[…]−7.7%

3 years, per year[…]+2.3%

Worst drop · 1Y−11.0%−12.5%

Volatility · 1Y8.3%9.5%

2–2measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: LIBD, TLT, VOO, VCIT

Today

[…]holdings […]

LIBDTLTVOOVCIT

LIBD—[…][…][…]

TLT[…]—[…][…]

VOO[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

LIBD$390 − $25 = $365

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee