LMBS vs VCIT

ALMBS

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · LMBS $11,704

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]LMBS and VCIT

LMBS

VCIT

First Trust Low Duration Opportunities ETF · $6.6BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+6.1%3 years · per year$11,929 · $12,368+7.3%

+3.2%5 years · per year$11,704 · $10,508+1.0%

0.66%Expense ratio$66 · $3 on $10k · lower wins0.03%

4.15%12-mo yield$415 · $502 on $10k5.02%

−2.0%Worst dropSmaller wins−4.9%

2.1%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLMBS · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ALMBS	First Trust Low Duration Opportunities ETFRead Desk	0.66%	4.15%	+0.1%	+1.6%	+2.4%	+6.1%	+3.2%	−2.0%	$6.6B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ALMBS	First Trust Low Duration Opportunities ETFRead Desk	0.66%	4.15%	+0.1%	+1.6%	+2.4%	+6.1%	+3.2%	−2.0%	$6.6B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LMBS vs VCIT

LMBS

First Trust Low Duration Opportunities

$11,704

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureLMBSVCIT

Fee0.66%0.03%

Cost on $10k a year$66$3

Yield4.15%5.02%

5 years, per year+3.2%+1.0%

3 years, per year+6.1%+7.3%

Worst drop · 1Y−2.0%−4.9%

Volatility · 1Y2.1%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: LMBS, VCIT, SGOV

Today

[…]holdings […]

LMBSVCITSGOV

LMBS—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

LMBS$415 − $66 = $349

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee