LMUB vs MMMA

ALMUB

BMMMA

Measures won2–0LMUB wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV

Lowest cost0.09%LMUB · $9 on $10k

Most income3.97%LMUB · $397 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]LMUB and MMMA

LMUB

MMMA

iShares Long-Term National Muni Bond ETF · $2.0BNYLI MacKay Muni Allocation ETF · $60M

[…]3 years · per year[…]

[…]5 years · per year[…]

0.09%Expense ratio$9 · $40 on $10k · lower wins0.40%

3.97%12-mo yield$397 · $373 on $10k3.73%

−9.5%Worst dropSmaller wins[…]

5.3%VolatilityLower wins[…]

2–0LMUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLMUB · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ALMUB	iShares Long-Term National Muni Bond ETFRead Desk	0.09%	3.97%	+0.5%	−0.2%	0.0%	new	new	−9.5%	$2.0B
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ALMUB	iShares Long-Term National Muni Bond ETFRead Desk	0.09%	3.97%	+0.5%	−0.2%	0.0%	new	new	−9.5%	$2.0B
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LMUB vs MMMA

LMUB

iShares Long-Term National Muni Bond

[…]

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureLMUBMMMA

Fee0.09%0.40%

Cost on $10k a year$9$40

Yield3.97%3.73%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y−9.5%[…]

Volatility · 1Y5.3%[…]

2–0measures won
LMUB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: LMUB, MMMA, SGOV

Today

[…]holdings […]

LMUBMMMASGOV

LMUB—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$388most kept, LMUB

LMUB$397 − $9 = $388

SGOV$363 − $9 = $354

MMMA$373 − $40 = $333

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee