LRND vs SCHD

ALRND

BSCHD

Measures won1–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SCHD $16,375

Lowest cost0.03%IVV · $3 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common4.2%LRND and SCHD

LRND

SCHD

NYLI U.S. Large Cap R&D Leaders ETF · $425MSchwab U.S. Dividend Equity ETF · $123B

+21.3%3 years · per year$17,837 · $17,414+20.3%

[…]5 years · per year[…] · $16,375+10.4%

0.14%Expense ratio$14 · $6 on $10k · lower wins0.06%

0.35%12-mo yield$35 · $298 on $10k2.98%

−13.4%Worst dropSmaller wins−6.9%

18.8%VolatilityLower wins11.7%

1–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLRND · SCHD

1.4%AMGN4.2%

1.1%PEP3.9%

0.8%QCOM3.9%

0.7%ADP2.8%

Held in common4.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	ALRND	NYLI U.S. Large Cap R&D Leaders ETFRead Desk	0.14%	0.35%	−5.7%	+4.7%	+5.0%	+21.3%	new	−13.4%	$425M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	ALRND	NYLI U.S. Large Cap R&D Leaders ETFRead Desk	0.14%	0.35%	−5.7%	+4.7%	+5.0%	+21.3%	new	−13.4%	$425M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LRND vs SCHD

LRND

NYLI U.S. Large Cap R&D Leaders

[…]

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureLRNDSCHD

Fee0.14%0.06%

Cost on $10k a year$14$6

Yield0.35%2.98%

5 years, per year[…]+10.4%

3 years, per year+21.3%+20.3%

Worst drop · 1Y−13.4%−6.9%

Volatility · 1Y18.8%11.7%

4–1measures won
SCHD first

4.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: LRND, SCHD, IVV

Today

42.1%most shared, LRND and IVV

LRNDSCHDIVV

LRND—4.2%42.1%

SCHD4.2%—8.5%

IVV42.1%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

IVV$114 − $3 = $111

LRND$35 − $14 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee