LRND vs SCHD

ALRND

BSCHD

Measures won1–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · SCHD $16,267

Lowest cost0.06%SCHD · $6 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common4.3%LRND and SCHD

LRND

SCHD

NYLI U.S. Large Cap R&D Leaders ETF · $401MSchwab U.S. Dividend Equity ETF · $120B

+21.2%3 years · per year$17,784 · $17,266+20.0%

[…]5 years · per year[…] · $16,267+10.2%

0.14%Expense ratio$14 · $6 on $10k · lower wins0.06%

0.35%12-mo yield$35 · $300 on $10k3.00%

−13.4%Worst dropSmaller wins−6.9%

18.9%VolatilityLower wins11.7%

1–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLRND · SCHD

1.5%AMGN4.1%

1.1%PEP4.0%

0.8%QCOM3.6%

0.7%ADP2.9%

Held in common4.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ALRND	NYLI U.S. Large Cap R&D Leaders ETFRead Desk	0.14%	0.35%	+1.2%	+6.0%	+6.1%	+21.2%	new	−13.4%	$401M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ALRND	NYLI U.S. Large Cap R&D Leaders ETFRead Desk	0.14%	0.35%	+1.2%	+6.0%	+6.1%	+21.2%	new	−13.4%	$401M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LRND vs SCHD

LRND

NYLI U.S. Large Cap R&D Leaders

[…]

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureLRNDSCHD

Fee0.14%0.06%

Cost on $10k a year$14$6

Yield0.35%3.00%

5 years, per year[…]+10.2%

3 years, per year+21.2%+20.0%

Worst drop · 1Y−13.4%−6.9%

Volatility · 1Y18.9%11.7%

4–1measures won
SCHD first

4.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: LRND, SCHD, SPY

Today

41.6%most shared, LRND and SPY

LRNDSCHDSPY

LRND—4.3%41.6%

SCHD4.3%—8.7%

SPY41.6%8.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

SPY$103 − $9 = $94

LRND$35 − $14 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee