LRND vs SPY

ALRND

BSPY

Measures won0–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common41.6%LRND and SPY

LRND

SPY

NYLI U.S. Large Cap R&D Leaders ETF · $406MState Street SPDR S&P 500 ETF · $778B

+21.2%3 years · per year$17,784 · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.14%Expense ratio$14 · $9 on $10k · lower wins0.09%

0.35%12-mo yield$35 · $103 on $10k1.03%

−13.4%Worst dropSmaller wins−8.9%

18.9%VolatilityLower wins13.6%

0–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLRND · SPY

10.8%AAPL7.9%

15.3%NVDA6.9%

8.7%MSFT6.3%

5.2%AMZN4.0%

Held in common41.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	ALRND	NYLI U.S. Large Cap R&D Leaders ETFRead Desk	0.14%	0.35%	+1.2%	+6.0%	+6.1%	+21.2%	new	−13.4%	$406M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	ALRND	NYLI U.S. Large Cap R&D Leaders ETFRead Desk	0.14%	0.35%	+1.2%	+6.0%	+6.1%	+21.2%	new	−13.4%	$406M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LRND vs SPY

LRND

NYLI U.S. Large Cap R&D Leaders

[…]

SPY

SPDR S&P 500

$17,118

MeasureLRNDSPY

Fee0.14%0.09%

Cost on $10k a year$14$9

Yield0.35%1.03%

5 years, per year[…]+11.3%

3 years, per year+21.2%+21.7%

Worst drop · 1Y−13.4%−8.9%

Volatility · 1Y18.9%13.6%

5–0measures won
SPY first

41.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: LRND, SPY, IVV

Today

99.9%most shared, SPY and IVV

LRNDSPYIVV

LRND—41.6%41.6%

SPY41.6%—99.9%

IVV41.6%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

LRND$35 − $14 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee