MATR vs VTI

AMATR

BVTI

Measures won3–2MATR wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · VTI $16,332

Lowest cost0.03%VTI · $3 on $10k

Most income2.96%MATR · $296 on $10k

Smallest drop−7.7%MATR · worst fall in 1Y

Held in common0.0%MATR and VTI

MATR

VTI

Harbor Multi-Asset Explorer ETF · $10MVanguard Morningstar Total Stock Market ETF · $689B

+14.2%3 years · per year$14,883 · $18,113+21.9%

[…]5 years · per year[…] · $16,332+10.3%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

2.96%12-mo yield$296 · $110 on $10k1.10%

−7.7%Worst dropSmaller wins−8.9%

11.7%VolatilityLower wins13.7%

3–2MATR wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMATR · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AMATR	Harbor Multi-Asset Explorer ETFRead Desk	0.80%	2.96%	−3.5%	0.0%	+2.2%	+14.2%	new	−7.7%	$10M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AMATR	Harbor Multi-Asset Explorer ETFRead Desk	0.80%	2.96%	−3.5%	0.0%	+2.2%	+14.2%	new	−7.7%	$10M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MATR vs VTI

MATR

Harbor Multi-Asset Explorer

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,332

MeasureMATRVTI

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield2.96%1.10%

5 years, per year[…]+10.3%

3 years, per year+14.2%+21.9%

Worst drop · 1Y−7.7%−8.9%

Volatility · 1Y11.7%13.7%

3–2measures won
MATR first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: MATR, VTI, IVV

Today

86.5%most shared, VTI and IVV

MATRVTIIVV

MATR—0.0%0.0%

VTI0.0%—86.5%

IVV0.0%86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$216most kept, MATR

MATR$296 − $80 = $216

IVV$114 − $3 = $111

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee