MDIV vs USOY

AMDIV

BUSOY

Measures won3–1MDIV wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · MDIV $13,344

Lowest cost0.06%SCHD · $6 on $10k

Most income53.52%USOY · $5,352 on $10k

Smallest drop−6.1%MDIV · worst fall in 1Y

Held in common[…]MDIV and USOY

MDIV

USOY

Multi-Asset Diversified Income Index Fund · $420MOil Enhanced Options Income ETF · $74M

+10.9%3 years · per year$13,651 · […][…]

+5.9%5 years · per year$13,344 · […][…]

0.83%Expense ratio$83 · $112 on $10k · lower wins1.12%

7.56%12-mo yield$756 · $5,352 on $10k53.52%

−6.1%Worst dropSmaller wins−25.5%

6.9%VolatilityLower wins39.0%

3–1MDIV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMDIV · USOY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AMDIV	Multi-Asset Diversified Income Index FundRead Desk	0.83%	7.56%	−0.2%	+8.2%	+10.2%	+10.9%	+5.9%	−6.1%	$420M
3	BUSOY	Oil Enhanced Options Income ETFRead Desk	1.12%	53.52%	+0.1%	+61.1%	+60.0%	new	new	−25.5%	$74M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AMDIV	Multi-Asset Diversified Income Index FundRead Desk	0.83%	7.56%	−0.2%	+8.2%	+10.2%	+10.9%	+5.9%	−6.1%	$420M
3	BUSOY	Oil Enhanced Options Income ETFRead Desk	1.12%	53.52%	+0.1%	+61.1%	+60.0%	new	new	−25.5%	$74M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MDIV vs USOY

MDIV

Multi-Asset Diversified Income Index Fund

$13,344

USOY

Oil Enhanced Options Income

[…]

MeasureMDIVUSOY

Fee0.83%1.12%

Cost on $10k a year$83$112

Yield7.56%53.52%

5 years, per year+5.9%[…]

3 years, per year+10.9%[…]

Worst drop · 1Y−6.1%−25.5%

Volatility · 1Y6.9%39.0%

3–1measures won
MDIV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: MDIV, USOY, SCHD

Today

5.0%most shared, MDIV and SCHD

MDIVUSOYSCHD

MDIV—[…]5.0%

USOY[…]—[…]

SCHD5.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$5,240most kept, USOY

USOY$5,352 − $112 = $5,240

MDIV$756 − $83 = $673

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee