MFUS vs QUAL

AMFUS

BQUAL

Measures won5–1MFUS wins · of 6 · 5Y

$10,000 · 5Y$17,646MFUS · VUG $16,902

Lowest cost0.03%VUG · $3 on $10k

Most income1.42%MFUS · $142 on $10k

Smallest drop−6.4%MFUS · worst fall in 1Y

Held in common25.8%MFUS and QUAL

MFUS

QUAL

PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETF · $304MiShares MSCI USA Quality Factor ETF · $48.0B

+23.8%3 years · per year$18,966 · $17,912+21.4%

+12.0%5 years · per year$17,646 · $16,737+10.8%

0.29%Expense ratio$29 · $15 on $10k · lower wins0.15%

1.42%12-mo yield$142 · $85 on $10k0.85%

−6.4%Worst dropSmaller wins−9.0%

11.4%VolatilityLower wins11.9%

5–1MFUS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMFUS · QUAL

2.2%AAPL7.4%

1.9%JNJ2.2%

1.8%XOM2.6%

1.7%LLY4.5%

Held in common25.8%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AMFUS	PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETFRead Desk	0.29%	1.42%	−0.2%	+17.3%	+19.5%	+23.8%	+12.0%	−6.4%	$304M
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+1.0%	+4.7%	+2.5%	+25.3%	+11.1%	−16.1%	$232.9B
3	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.85%	0.0%	+12.4%	+14.1%	+21.4%	+10.8%	−9.0%	$48.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AMFUS	PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETFRead Desk	0.29%	1.42%	−0.2%	+17.3%	+19.5%	+23.8%	+12.0%	−6.4%	$304M
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+1.0%	+4.7%	+2.5%	+25.3%	+11.1%	−16.1%	$232.9B
3	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.85%	0.0%	+12.4%	+14.1%	+21.4%	+10.8%	−9.0%	$48.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MFUS vs QUAL

MFUS

PIMCO RAFI Dynamic Multi-Factor U.S. Equity

$17,646

QUAL

iShares MSCI USA Quality Factor

$16,737

MeasureMFUSQUAL

Fee0.29%0.15%

Cost on $10k a year$29$15

Yield1.42%0.85%

5 years, per year+12.0%+10.8%

3 years, per year+23.8%+21.4%

Worst drop · 1Y−6.4%−9.0%

Volatility · 1Y11.4%11.9%

5–1measures won
MFUS first

25.8%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+4.7%

SCHGSchwab

+5.5%

+4.7%Year to date+5.5%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: MFUS, QUAL, VUG

Today

43.5%most shared, QUAL and VUG

MFUSQUALVUG

MFUS—25.8%18.6%

QUAL25.8%—43.5%

VUG18.6%43.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$113most kept, MFUS

MFUS$142 − $29 = $113

QUAL$85 − $15 = $70

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee