MFUS vs SPY

AMFUS

BSPY

Measures won4–2MFUS wins · of 6 · 5Y

$10,000 · 5Y$17,262MFUS · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.46%MFUS · $146 on $10k

Smallest drop−6.4%MFUS · worst fall in 1Y

Held in common45.4%MFUS and SPY

MFUS

SPY

PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETF · $320MState Street SPDR S&P 500 ETF · $819B

+21.6%3 years · per year$17,982 · $18,039+21.7%

+11.5%5 years · per year$17,262 · $17,118+11.3%

0.29%Expense ratio$29 · $9 on $10k · lower wins0.09%

1.46%12-mo yield$146 · $103 on $10k1.03%

−6.4%Worst dropSmaller wins−8.9%

11.9%VolatilityLower wins13.6%

4–2MFUS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMFUS · SPY

2.3%AAPL7.9%

1.7%LLY1.7%

1.3%BRK-B1.7%

1.7%XOM1.1%

Held in common45.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AMFUS	PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETFRead Desk	0.29%	1.46%	−0.1%	+14.0%	+16.5%	+21.6%	+11.5%	−6.4%	$320M
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AMFUS	PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETFRead Desk	0.29%	1.46%	−0.1%	+14.0%	+16.5%	+21.6%	+11.5%	−6.4%	$320M
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MFUS vs SPY

MFUS

PIMCO RAFI Dynamic Multi-Factor U.S. Equity

$17,262

SPY

SPDR S&P 500

$17,118

MeasureMFUSSPY

Fee0.29%0.09%

Cost on $10k a year$29$9

Yield1.46%1.03%

5 years, per year+11.5%+11.3%

3 years, per year+21.6%+21.7%

Worst drop · 1Y−6.4%−8.9%

Volatility · 1Y11.9%13.6%

4–2measures won
MFUS first

45.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: MFUS, SPY, IVV

Today

99.9%most shared, SPY and IVV

MFUSSPYIVV

MFUS—45.4%45.4%

SPY45.4%—99.9%

IVV45.4%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$117most kept, MFUS

MFUS$146 − $29 = $117

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee