MLDR vs EMB

AMLDR

BEMB

Measures won3–1MLDR wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · EMB $10,821

Lowest cost0.09%SGOV · $9 on $10k

Most income5.35%EMB · $535 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]MLDR and EMB

MLDR

EMB

Global X - Intermediate-Term Treasury Ladder ETF · $9MiShares J.P. Morgan USD Emerging Markets Bond ETF · $13.7B

[…]3 years · per year[…] · $13,148+9.6%

[…]5 years · per year[…] · $10,821+1.6%

0.12%Expense ratio$12 · $39 on $10k · lower wins0.39%

3.97%12-mo yield$397 · $535 on $10k5.35%

−5.1%Worst dropSmaller wins−5.2%

3.9%VolatilityLower wins6.0%

3–1MLDR wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMLDR · EMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BEMB	iShares J.P. Morgan USD Emerging Markets Bond ETFRead Desk	0.39%	5.35%	0.0%	−0.2%	+1.3%	+9.6%	+1.6%	−5.2%	$13.7B
3	AMLDR	Global X - Intermediate-Term Treasury Ladder ETFRead Desk	0.12%	3.97%	−0.1%	−0.8%	−0.1%	new	new	−5.1%	$9M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BEMB	iShares J.P. Morgan USD Emerging Markets Bond ETFRead Desk	0.39%	5.35%	0.0%	−0.2%	+1.3%	+9.6%	+1.6%	−5.2%	$13.7B
3	AMLDR	Global X - Intermediate-Term Treasury Ladder ETFRead Desk	0.12%	3.97%	−0.1%	−0.8%	−0.1%	new	new	−5.1%	$9M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MLDR vs EMB

MLDR

Global X - Intermediate-Term Treasury Ladder

[…]

EMB

iShares J.P. Morgan USD Emerging Markets Bond

$10,821

MeasureMLDREMB

Fee0.12%0.39%

Cost on $10k a year$12$39

Yield3.97%5.35%

5 years, per year[…]+1.6%

3 years, per year[…]+9.6%

Worst drop · 1Y−5.1%−5.2%

Volatility · 1Y3.9%6.0%

3–1measures won
MLDR first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: MLDR, EMB, SGOV

Today

[…]holdings […]

MLDREMBSGOV

MLDR—[…][…]

EMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$496most kept, EMB

EMB$535 − $39 = $496

MLDR$397 − $12 = $385

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee