MMCA vs MMMA

AMMCA

BMMMA

Measures won0–2MMMA wins · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.40%MMMA · $40 on $10k

Most income3.73%MMMA · $373 on $10k

Smallest drop−6.6%MMCA · worst fall in 1Y

Held in common0.1%MMCA and MMMA

MMCA

MMMA

NYLI MacKay California Muni Intermediate ETF · $104MNYLI MacKay Muni Allocation ETF · $60M

+4.9%3 years · per year$11,538 · […][…]

[…]5 years · per year[…]

0.45%Expense ratio$45 · $40 on $10k · lower wins0.40%

3.32%12-mo yield$332 · $373 on $10k3.73%

−6.6%Worst dropSmaller wins[…]

3.3%VolatilityLower wins[…]

0–2MMMA wins

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsMMCA · MMMA

0.8%CASH0.1%

Held in common0.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend							5Y/yr
1	AMMCA	NYLI MacKay California Muni Intermediate ETFRead Desk		0.45%	3.32%	+0.2%	+0.3%	+0.9%	+4.9%	new	−6.6%	$104M
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend							5Y/yr
1	AMMCA	NYLI MacKay California Muni Intermediate ETFRead Desk		0.45%	3.32%	+0.2%	+0.3%	+0.9%	+4.9%	new	−6.6%	$104M
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMCA vs MMMA

MMCA

NYLI MacKay California Muni Intermediate

[…]

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureMMCAMMMA

Fee0.45%0.40%

Cost on $10k a year$45$40

Yield3.32%3.73%

5 years, per year[…][…]

3 years, per year+4.9%[…]

Worst drop · 1Y−6.6%[…]

Volatility · 1Y3.3%[…]

2–0measures won
MMMA first

0.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: MMCA, MMMA

Today

0.1%most shared, MMCA and MMMA

MMCAMMMA

MMCA—0.1%

MMMA0.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$333most kept, MMMA

MMMA$373 − $40 = $333

MMCA$332 − $45 = $287

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee