MMIT vs BND

AMMIT

BBND

Measures won2–4BND wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · MMIT $10,627

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]MMIT and BND

MMIT

BND

NYLI MacKay Muni Intermediate ETF · $1.7BVanguard Total Bond Market ETF · $161B

+4.4%3 years · per year$11,386 · $11,576+5.0%

+1.2%5 years · per year$10,627 · $9,985−0.0%

0.40%Expense ratio$40 · $3 on $10k · lower wins0.03%

3.67%12-mo yield$367 · $412 on $10k4.12%

−5.9%Worst dropSmaller wins−4.5%

3.2%VolatilityLower wins4.0%

2–4BND wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMIT · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AMMIT	NYLI MacKay Muni Intermediate ETFRead Desk	0.40%	3.67%	+0.1%	+1.3%	+1.7%	+4.4%	+1.2%	−5.9%	$1.7B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AMMIT	NYLI MacKay Muni Intermediate ETFRead Desk	0.40%	3.67%	+0.1%	+1.3%	+1.7%	+4.4%	+1.2%	−5.9%	$1.7B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMIT vs BND

MMIT

NYLI MacKay Muni Intermediate

$10,627

BND

Vanguard Total Bond Market

$9,985

MeasureMMITBND

Fee0.40%0.03%

Cost on $10k a year$40$3

Yield3.67%4.12%

5 years, per year+1.2%−0.0%

3 years, per year+4.4%+5.0%

Worst drop · 1Y−5.9%−4.5%

Volatility · 1Y3.2%4.0%

4–2measures won
BND first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: MMIT, BND, SGOV

Today

[…]holdings […]

MMITBNDSGOV

MMIT—[…][…]

BND[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

MMIT$367 − $40 = $327

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee