MMIT vs MUB

AMMIT

BMUB

Measures won5–1MMIT wins · of 6 · 5Y

$10,000 · 5Y$10,604MMIT · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]MMIT and MUB

MMIT

MUB

NYLI MacKay Muni Intermediate ETF · $1.7BiShares National Muni Bond ETF · $54.9B

+4.6%3 years · per year$11,437 · $11,418+4.5%

+1.2%5 years · per year$10,604 · $10,414+0.8%

0.40%Expense ratio$40 · $5 on $10k · lower wins0.05%

3.68%12-mo yield$368 · $327 on $10k3.27%

−5.9%Worst dropSmaller wins−6.3%

3.2%VolatilityLower wins3.7%

5–1MMIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMIT · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AMMIT	NYLI MacKay Muni Intermediate ETFRead Desk	0.40%	3.68%	+0.3%	+1.1%	+1.7%	+4.6%	+1.2%	−5.9%	$1.7B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AMMIT	NYLI MacKay Muni Intermediate ETFRead Desk	0.40%	3.68%	+0.3%	+1.1%	+1.7%	+4.6%	+1.2%	−5.9%	$1.7B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMIT vs MUB

MMIT

NYLI MacKay Muni Intermediate

$10,604

MUB

iShares National Muni Bond

$10,414

MeasureMMITMUB

Fee0.40%0.05%

Cost on $10k a year$40$5

Yield3.68%3.27%

5 years, per year+1.2%+0.8%

3 years, per year+4.6%+4.5%

Worst drop · 1Y−5.9%−6.3%

Volatility · 1Y3.2%3.7%

5–1measures won
MMIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: MMIT, MUB, VCIT

Today

[…]holdings […]

MMITMUBVCIT

MMIT—[…][…]

MUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MMIT$368 − $40 = $328

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee