BND vs MMIT

ABND

BMMIT

Measures won4–2BND wins · of 6 · 5Y

$10,000 · 5Y$10,860SUB · MMIT $10,604

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]BND and MMIT

BND

MMIT

Vanguard Total Bond Market ETF · $161BNYLI MacKay Muni Intermediate ETF · $1.7B

+5.2%3 years · per year$11,637 · $11,437+4.6%

−0.1%5 years · per year$9,974 · $10,604+1.2%

0.03%Expense ratio$3 · $40 on $10k · lower wins0.40%

4.12%12-mo yield$412 · $368 on $10k3.68%

−4.5%Worst dropSmaller wins−5.9%

4.0%VolatilityLower wins3.2%

4–2BND wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsBND · MMIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	BMMIT	NYLI MacKay Muni Intermediate ETFRead Desk	0.40%	3.68%	+0.3%	+1.1%	+1.7%	+4.6%	+1.2%	−5.9%	$1.7B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	ABND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	BMMIT	NYLI MacKay Muni Intermediate ETFRead Desk	0.40%	3.68%	+0.3%	+1.1%	+1.7%	+4.6%	+1.2%	−5.9%	$1.7B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	ABND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BND vs MMIT

BND

Vanguard Total Bond Market

$9,974

MMIT

NYLI MacKay Muni Intermediate

$10,604

MeasureBNDMMIT

Fee0.03%0.40%

Cost on $10k a year$3$40

Yield4.12%3.68%

5 years, per year−0.1%+1.2%

3 years, per year+5.2%+4.6%

Worst drop · 1Y−4.5%−5.9%

Volatility · 1Y4.0%3.2%

4–2measures won
BND first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: MMIT, SUB, VCIT, BND

Today

[…]holdings […]

MMITSUBVCITBND

MMIT—[…][…][…]

SUB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

MMIT$368 − $40 = $328

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee