MMMA vs BSMS

AMMMA

BBSMS

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,148BSMS · BND $9,974

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−3.0%BSMS · worst fall in 1Y

Held in common[…]MMMA and BSMS

MMMA

BSMS

NYLI MacKay Muni Allocation ETF · $60MInvesco BulletShares 2028 Municipal Bond ETF · $362M

[…]3 years · per year[…] · $11,300+4.2%

[…]5 years · per year[…] · $10,148+0.3%

0.40%Expense ratio$40 · $18 on $10k · lower wins0.18%

3.71%12-mo yield$371 · $281 on $10k2.81%

[…]Worst dropSmaller wins−3.0%

[…]VolatilityLower wins2.0%

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMMA · BSMS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BBSMS	Invesco BulletShares 2028 Municipal Bond ETFRead Desk	0.18%	2.81%	+0.2%	+1.4%	+2.5%	+4.2%	+0.3%	−3.0%	$362M
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BBSMS	Invesco BulletShares 2028 Municipal Bond ETFRead Desk	0.18%	2.81%	+0.2%	+1.4%	+2.5%	+4.2%	+0.3%	−3.0%	$362M
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs BSMS

MMMA

NYLI MacKay Muni Allocation

[…]

BSMS

Invesco BulletShares 2028 Municipal Bond

$10,148

MeasureMMMABSMS

Fee0.40%0.18%

Cost on $10k a year$40$18

Yield3.71%2.81%

5 years, per year[…]+0.3%

3 years, per year[…]+4.2%

Worst drop · 1Y[…]−3.0%

Volatility · 1Y[…]2.0%

1–1measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: MMMA, BSMS, BND

Today

[…]holdings […]

MMMABSMSBND

MMMA—[…][…]

BSMS[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

MMMA$371 − $40 = $331

BSMS$281 − $18 = $263

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee