MMMA vs CAM

AMMMA

BCAM

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,432MUB

Lowest cost0.05%MUB · $5 on $10k

Most income3.71%MMMA · $371 on $10k

Smallest drop−4.2%CAM · worst fall in 1Y

Held in common[…]MMMA and CAM

MMMA

CAM

NYLI MacKay Muni Allocation ETF · $60MAlliance Bernstein - AB California Intermediate Municipal ETF · $1.2B

[…]3 years · per year[…]

[…]5 years · per year[…]

0.40%Expense ratio$40 · $27 on $10k · lower wins0.27%

3.71%12-mo yield$371 · $325 on $10k3.25%

[…]Worst dropSmaller wins−4.2%

[…]VolatilityLower wins2.7%

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMMA · CAM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
2	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	0.0%	+3.5%	new	new	new	[…]	$60M
3	BCAM	Alliance Bernstein - AB California Intermediate Municipal ETFRead Desk	0.27%	3.25%	0.0%	+1.3%	+1.7%	new	new	−4.2%	$1.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
2	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	0.0%	+3.5%	new	new	new	[…]	$60M
3	BCAM	Alliance Bernstein - AB California Intermediate Municipal ETFRead Desk	0.27%	3.25%	0.0%	+1.3%	+1.7%	new	new	−4.2%	$1.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs CAM

MMMA

NYLI MacKay Muni Allocation

[…]

CAM

Alliance Bernstein - AB California Intermediate Municipal

[…]

MeasureMMMACAM

Fee0.40%0.27%

Cost on $10k a year$40$27

Yield3.71%3.25%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…]−4.2%

Volatility · 1Y[…]2.7%

1–1measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: MMMA, CAM, MUB

Today

[…]holdings […]

MMMACAMMUB

MMMA—[…][…]

CAM[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$331most kept, MMMA

MMMA$371 − $40 = $331

MUB$326 − $5 = $321

CAM$325 − $27 = $298

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee