MMMA vs CATF

AMMMA

BCATF

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV

Lowest cost0.09%SGOV · $9 on $10k

Most income3.73%MMMA · $373 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]MMMA and CATF

MMMA

CATF

NYLI MacKay Muni Allocation ETF · $60MAmerican Century California Municipal Bond ETF · $163M

[…]3 years · per year[…]

[…]5 years · per year[…]

0.40%Expense ratio$40 · $25 on $10k · lower wins0.25%

3.73%12-mo yield$373 · $354 on $10k3.54%

[…]Worst dropSmaller wins−6.3%

[…]VolatilityLower wins4.1%

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMMA · CATF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M
3	BCATF	American Century California Municipal Bond ETFRead Desk	0.25%	3.54%	+0.6%	+1.6%	+2.0%	new	new	−6.3%	$163M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M
3	BCATF	American Century California Municipal Bond ETFRead Desk	0.25%	3.54%	+0.6%	+1.6%	+2.0%	new	new	−6.3%	$163M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs CATF

MMMA

NYLI MacKay Muni Allocation

[…]

CATF

American Century California Municipal Bond

[…]

MeasureMMMACATF

Fee0.40%0.25%

Cost on $10k a year$40$25

Yield3.73%3.54%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…]−6.3%

Volatility · 1Y[…]4.1%

1–1measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: MMMA, CATF, SGOV

Today

[…]holdings […]

MMMACATFSGOV

MMMA—[…][…]

CATF[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$373 − $40 = $333

CATF$354 − $25 = $329

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee