MMMA vs FSMB

AMMMA

BFSMB

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,807FSMB · BNDX $10,186

Lowest cost0.07%BNDX · $7 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop−2.4%FSMB · worst fall in 1Y

Held in common[…]MMMA and FSMB

MMMA

FSMB

NYLI MacKay Muni Allocation ETF · $60MFirst Trust Short Duration Managed Municipal ETF · $661M

[…]3 years · per year[…] · $11,229+3.9%

[…]5 years · per year[…] · $10,807+1.6%

0.40%Expense ratio$40 · $34 on $10k · lower wins0.34%

3.73%12-mo yield$373 · $321 on $10k3.21%

[…]Worst dropSmaller wins−2.4%

[…]VolatilityLower wins1.8%

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMMA · FSMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFSMB	First Trust Short Duration Managed Municipal ETFRead Desk	0.34%	3.21%	+0.1%	+1.5%	+2.1%	+3.9%	+1.6%	−2.4%	$661M
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B
3	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFSMB	First Trust Short Duration Managed Municipal ETFRead Desk	0.34%	3.21%	+0.1%	+1.5%	+2.1%	+3.9%	+1.6%	−2.4%	$661M
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B
3	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs FSMB

MMMA

NYLI MacKay Muni Allocation

[…]

FSMB

First Trust Short Duration Managed Municipal

$10,807

MeasureMMMAFSMB

Fee0.40%0.34%

Cost on $10k a year$40$34

Yield3.73%3.21%

5 years, per year[…]+1.6%

3 years, per year[…]+3.9%

Worst drop · 1Y[…]−2.4%

Volatility · 1Y[…]1.8%

1–1measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: MMMA, FSMB, BNDX

Today

[…]holdings […]

MMMAFSMBBNDX

MMMA—[…][…]

FSMB[…]—[…]

BNDX[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

MMMA$373 − $40 = $333

FSMB$321 − $34 = $287

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee