MMMA vs INTM

AMMMA

BINTM

Measures won0–2INTM wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · AGG $9,979

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.6%AGG · worst fall in 1Y

Held in common[…]MMMA and INTM

MMMA

INTM

NYLI MacKay Muni Allocation ETF · $60MInvesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETF · $106M

[…]3 years · per year[…]

[…]5 years · per year[…]

0.40%Expense ratio$40 · $35 on $10k · lower wins0.35%

3.71%12-mo yield$371 · $377 on $10k3.77%

[…]Worst dropSmaller wins−5.6%

[…]VolatilityLower wins3.7%

0–2INTM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsMMMA · INTM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.6%	$139.1B
3	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	0.0%	+3.5%	new	new	new	[…]	$60M
4	BINTM	Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFRead Desk	0.35%	3.77%	+0.2%	+0.8%	+1.6%	new	new	−5.6%	$106M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.6%	$139.1B
3	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	0.0%	+3.5%	new	new	new	[…]	$60M
4	BINTM	Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFRead Desk	0.35%	3.77%	+0.2%	+0.8%	+1.6%	new	new	−5.6%	$106M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs INTM

MMMA

NYLI MacKay Muni Allocation

[…]

INTM

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal

[…]

MeasureMMMAINTM

Fee0.40%0.35%

Cost on $10k a year$40$35

Yield3.71%3.77%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…]−5.6%

Volatility · 1Y[…]3.7%

2–0measures won
INTM first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: MMMA, INTM, VCIT, AGG

Today

[…]holdings […]

MMMAINTMVCITAGG

MMMA—[…][…][…]

INTM[…]—[…][…]

VCIT[…][…]—[…]

AGG[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

AGG$412 − $3 = $409

INTM$377 − $35 = $342

MMMA$371 − $40 = $331

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee