MMMA vs OVM

AMMMA

BOVM

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,540OVM

Lowest cost0.40%MMMA · $40 on $10k

Most income5.78%OVM · $578 on $10k

Smallest drop−6.4%OVM · worst fall in 1Y

Held in common0.0%MMMA and OVM

MMMA

OVM

NYLI MacKay Muni Allocation ETF · $60MOverlay Shares Municipal Bond ETF · $46M

[…]3 years · per year[…] · $12,180+6.8%

[…]5 years · per year[…] · $10,540+1.1%

0.40%Expense ratio$40 · $81 on $10k · lower wins0.81%

3.73%12-mo yield$373 · $578 on $10k5.78%

[…]Worst dropSmaller wins−6.4%

[…]VolatilityLower wins5.7%

1–1Level

$10,000 · 5 yearsOne scale

Shared top holdingsMMMA · OVM

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BOVM	Overlay Shares Municipal Bond ETFRead Desk		0.81%	5.78%	−0.7%	+1.7%	+2.6%	+6.8%	+1.1%	−6.4%	$46M
2	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BOVM	Overlay Shares Municipal Bond ETFRead Desk		0.81%	5.78%	−0.7%	+1.7%	+2.6%	+6.8%	+1.1%	−6.4%	$46M
2	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.73%	+0.1%	+2.7%	new	new	new	[…]	$60M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs OVM

MMMA

NYLI MacKay Muni Allocation

[…]

OVM

Overlay Shares Municipal Bond

$10,540

MeasureMMMAOVM

Fee0.40%0.81%

Cost on $10k a year$40$81

Yield3.73%5.78%

5 years, per year[…]+1.1%

3 years, per year[…]+6.8%

Worst drop · 1Y[…]−6.4%

Volatility · 1Y[…]5.7%

1–1measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: MMMA, OVM

Today

0.0%most shared, MMMA and OVM

MMMAOVM

MMMA—0.0%

OVM0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$497most kept, OVM

OVM$578 − $81 = $497

MMMA$373 − $40 = $333

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee