MMMA vs SCMB

AMMMA

BSCMB

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.03%SCMB · $3 on $10k

Most income3.75%MMMA · $375 on $10k

Smallest drop−6.7%SCMB · worst fall in 1Y

Held in common[…]MMMA and SCMB

MMMA

SCMB

NYLI MacKay Muni Allocation ETF · $59MSchwab Municipal Bond ETF · $4.1B

[…]3 years · per year[…] · $11,298+4.2%

[…]5 years · per year[…]

0.40%Expense ratio$40 · $3 on $10k · lower wins0.03%

3.75%12-mo yield$375 · $364 on $10k3.64%

[…]Worst dropSmaller wins−6.7%

[…]VolatilityLower wins3.8%

1–1Level

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsMMMA · SCMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend							5Y/yr
1	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.75%	+0.2%	+2.2%	new	new	new	[…]	$59M
2	BSCMB	Schwab Municipal Bond ETFRead Desk		0.03%	3.64%	0.0%	−0.8%	−0.5%	+4.2%	new	−6.7%	$4.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend							5Y/yr
1	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.75%	+0.2%	+2.2%	new	new	new	[…]	$59M
2	BSCMB	Schwab Municipal Bond ETFRead Desk		0.03%	3.64%	0.0%	−0.8%	−0.5%	+4.2%	new	−6.7%	$4.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs SCMB

MMMA

NYLI MacKay Muni Allocation

[…]

SCMB

Schwab Municipal Bond

[…]

MeasureMMMASCMB

Fee0.40%0.03%

Cost on $10k a year$40$3

Yield3.75%3.64%

5 years, per year[…][…]

3 years, per year[…]+4.2%

Worst drop · 1Y[…]−6.7%

Volatility · 1Y[…]3.8%

1–1measures won
level

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: MMMA, SCMB

Today

[…]holdings […]

MMMASCMB

MMMA—[…]

SCMB[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$361most kept, SCMB

SCMB$364 − $3 = $361

MMMA$375 − $40 = $335

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee