MMMA vs VTEC

AMMMA

BVTEC

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.06%VTEC · $6 on $10k

Most income3.71%MMMA · $371 on $10k

Smallest drop−6.4%VTEC · worst fall in 1Y

Held in common[…]MMMA and VTEC

MMMA

VTEC

NYLI MacKay Muni Allocation ETF · $60MVanguard California Tax-Exempt Bond ETF · $3.6B

[…]3 years · per year[…]

[…]5 years · per year[…]

0.40%Expense ratio$40 · $6 on $10k · lower wins0.06%

3.71%12-mo yield$371 · $318 on $10k3.18%

[…]Worst dropSmaller wins−6.4%

[…]VolatilityLower wins3.4%

1–1Level

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsMMMA · VTEC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend						3Y/yr	5Y/yr
1	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M
2	BVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk		0.06%	3.18%	+0.2%	+0.3%	+0.9%	new	new	−6.4%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend						3Y/yr	5Y/yr
1	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M
2	BVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk		0.06%	3.18%	+0.2%	+0.3%	+0.9%	new	new	−6.4%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs VTEC

MMMA

NYLI MacKay Muni Allocation

[…]

VTEC

Vanguard California Tax-Exempt Bond

[…]

MeasureMMMAVTEC

Fee0.40%0.06%

Cost on $10k a year$40$6

Yield3.71%3.18%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…]−6.4%

Volatility · 1Y[…]3.4%

1–1measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: MMMA, VTEC

Today

[…]holdings […]

MMMAVTEC

MMMA—[…]

VTEC[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$331most kept, MMMA

MMMA$371 − $40 = $331

VTEC$318 − $6 = $312

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee