MMMA vs VTES

AMMMA

BVTES

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.05%VTES · $5 on $10k

Most income3.74%MMMA · $374 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]MMMA and VTES

MMMA

VTES

NYLI MacKay Muni Allocation ETF · $60MVanguard Short-Term Tax-Exempt Bond ETF · $3.6B

[…]3 years · per year[…] · $11,140+3.7%

[…]5 years · per year[…]

0.40%Expense ratio$40 · $5 on $10k · lower wins0.05%

3.74%12-mo yield$374 · $267 on $10k2.67%

[…]Worst dropSmaller wins−3.0%

[…]VolatilityLower wins1.8%

1–1Level

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsMMMA · VTES

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend							5Y/yr
1	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M
2	BVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk		0.05%	2.67%	+0.2%	+1.2%	+1.9%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend							5Y/yr
1	AMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M
2	BVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk		0.05%	2.67%	+0.2%	+1.2%	+1.9%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMMA vs VTES

MMMA

NYLI MacKay Muni Allocation

[…]

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

MeasureMMMAVTES

Fee0.40%0.05%

Cost on $10k a year$40$5

Yield3.74%2.67%

5 years, per year[…][…]

3 years, per year[…]+3.7%

Worst drop · 1Y[…]−3.0%

Volatility · 1Y[…]1.8%

1–1measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: MMMA, VTES

Today

[…]holdings […]

MMMAVTES

MMMA—[…]

VTES[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$334most kept, MMMA

MMMA$374 − $40 = $334

VTES$267 − $5 = $262

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee