MMSD vs SCHD

AMMSD

BSCHD

Measures won3–1MMSD wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · BND $9,985

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−2.5%MMSD · worst fall in 1Y

Held in common0.0%MMSD and SCHD

MMSD

SCHD

NYLI MacKay Muni Short Duration ETF · $88MSchwab U.S. Dividend Equity ETF · $120B

[…]3 years · per year[…] · $17,123+19.6%

[…]5 years · per year[…] · $16,459+10.5%

0.25%Expense ratio$25 · $6 on $10k · lower wins0.06%

3.62%12-mo yield$362 · $296 on $10k2.96%

−2.5%Worst dropSmaller wins−6.9%

2.2%VolatilityLower wins11.8%

3–1MMSD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMSD · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	AMMSD	NYLI MacKay Muni Short Duration ETFRead Desk	0.25%	3.62%	−0.1%	+2.1%	+2.7%	new	new	−2.5%	$88M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	AMMSD	NYLI MacKay Muni Short Duration ETFRead Desk	0.25%	3.62%	−0.1%	+2.1%	+2.7%	new	new	−2.5%	$88M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMSD vs SCHD

MMSD

NYLI MacKay Muni Short Duration

[…]

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureMMSDSCHD

Fee0.25%0.06%

Cost on $10k a year$25$6

Yield3.62%2.96%

5 years, per year[…]+10.5%

3 years, per year[…]+19.6%

Worst drop · 1Y−2.5%−6.9%

Volatility · 1Y2.2%11.8%

3–1measures won
MMSD first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: MMSD, SCHD, BND

Today

0.0%most shared, MMSD and SCHD

MMSDSCHDBND

MMSD—0.0%[…]

SCHD0.0%—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

MMSD$362 − $25 = $337

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee