MMSD vs VIG

AMMSD

BVIG

Measures won3–1MMSD wins · of 6 · 5Y

$10,000 · 5Y$16,243VIG · SGOV $12,090

Lowest cost0.04%VIG · $4 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%MMSD and VIG

MMSD

VIG

NYLI MacKay Muni Short Duration ETF · $88MVanguard Dividend Appreciation ETF · $109B

[…]3 years · per year[…] · $16,669+18.6%

[…]5 years · per year[…] · $16,243+10.2%

0.25%Expense ratio$25 · $4 on $10k · lower wins0.04%

3.61%12-mo yield$361 · $150 on $10k1.50%

−2.5%Worst dropSmaller wins−7.9%

2.2%VolatilityLower wins10.8%

3–1MMSD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMMSD · VIG

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AMMSD	NYLI MacKay Muni Short Duration ETFRead Desk	0.25%	3.61%	+0.2%	+2.2%	+3.0%	new	new	−2.5%	$88M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AMMSD	NYLI MacKay Muni Short Duration ETFRead Desk	0.25%	3.61%	+0.2%	+2.2%	+3.0%	new	new	−2.5%	$88M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMSD vs VIG

MMSD

NYLI MacKay Muni Short Duration

[…]

VIG

Vanguard Dividend Appreciation

$16,243

MeasureMMSDVIG

Fee0.25%0.04%

Cost on $10k a year$25$4

Yield3.61%1.50%

5 years, per year[…]+10.2%

3 years, per year[…]+18.6%

Worst drop · 1Y−2.5%−7.9%

Volatility · 1Y2.2%10.8%

3–1measures won
MMSD first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

Overlap: MMSD, VIG, SGOV

Today

0.0%most shared, MMSD and VIG

MMSDVIGSGOV

MMSD—0.0%[…]

VIG0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMSD$361 − $25 = $336

VIG$150 − $4 = $146

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee