MMSD vs VTI

AMMSD

BVTI

Measures won3–1MMSD wins · of 6 · 5Y

$10,000 · 5Y$16,697VTI

Lowest cost0.03%VTI · $3 on $10k

Most income3.62%MMSD · $362 on $10k

Smallest drop−2.5%MMSD · worst fall in 1Y

Held in common0.0%MMSD and VTI

MMSD

VTI

NYLI MacKay Muni Short Duration ETF · $88MVanguard Morningstar Total Stock Market ETF · $689B

[…]3 years · per year[…] · $18,090+21.8%

[…]5 years · per year[…] · $16,697+10.8%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

3.62%12-mo yield$362 · $106 on $10k1.06%

−2.5%Worst dropSmaller wins−8.9%

2.2%VolatilityLower wins13.9%

3–1MMSD wins

$10,000 · 5 yearsOne scale

Shared top holdingsMMSD · VTI

0.0%CASH0.0%

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	AMMSD	NYLI MacKay Muni Short Duration ETFRead Desk		0.25%	3.62%	−0.1%	+2.1%	+2.7%	new	new	−2.5%	$88M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	AMMSD	NYLI MacKay Muni Short Duration ETFRead Desk		0.25%	3.62%	−0.1%	+2.1%	+2.7%	new	new	−2.5%	$88M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MMSD vs VTI

MMSD

NYLI MacKay Muni Short Duration

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureMMSDVTI

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield3.62%1.06%

5 years, per year[…]+10.8%

3 years, per year[…]+21.8%

Worst drop · 1Y−2.5%−8.9%

Volatility · 1Y2.2%13.9%

3–1measures won
MMSD first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: MMSD, VTI

Today

0.0%most shared, MMSD and VTI

MMSDVTI

MMSD—0.0%

VTI0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, MMSD

MMSD$362 − $25 = $337

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee