MOAT vs DFAC

AMOAT

BDFAC

Measures won1–5DFAC wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · DFAC $16,525

Lowest cost0.03%VOO · $3 on $10k

Most income1.23%MOAT · $123 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common13.8%MOAT and DFAC

MOAT

DFAC

VanEck Morningstar Wide Moat ETF · $11.9BDimensional - US Core Equity 2 ETF · $85.6B

+18.0%3 years · per year$16,410 · $17,722+21.0%

+9.8%5 years · per year$15,949 · $16,525+10.6%

0.46%Expense ratio$46 · $21 on $10k · lower wins0.21%

1.23%12-mo yield$123 · $90 on $10k0.90%

−12.4%Worst dropSmaller wins−8.5%

14.7%VolatilityLower wins12.9%

1–5DFAC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMOAT · DFAC

2.8%MSFT5.0%

2.0%NVDA4.8%

2.4%META1.9%

1.2%AMZN2.7%

Held in common13.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.6B
3	AMOAT	VanEck Morningstar Wide Moat ETFRead Desk	0.46%	1.23%	−0.6%	+10.3%	+14.8%	+18.0%	+9.8%	−12.4%	$11.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.6B
3	AMOAT	VanEck Morningstar Wide Moat ETFRead Desk	0.46%	1.23%	−0.6%	+10.3%	+14.8%	+18.0%	+9.8%	−12.4%	$11.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MOAT vs DFAC

MOAT

VanEck Morningstar Wide Moat

$15,949

DFAC

Dimensional - US Core Equity 2

$16,525

MeasureMOATDFAC

Fee0.46%0.21%

Cost on $10k a year$46$21

Yield1.23%0.90%

5 years, per year+9.8%+10.6%

3 years, per year+18.0%+21.0%

Worst drop · 1Y−12.4%−8.5%

Volatility · 1Y14.7%12.9%

5–1measures won
DFAC first

13.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: MOAT, DFAC, VOO

Today

67.3%most shared, DFAC and VOO

MOATDFACVOO

MOAT—13.8%15.8%

DFAC13.8%—67.3%

VOO15.8%67.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

MOAT$123 − $46 = $77

DFAC$90 − $21 = $69

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee