MODL vs VTI

AMODL

BVTI

Measures won1–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income1.11%IVV · $111 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common64.2%MODL and VTI

MODL

VTI

VictoryShares WestEnd U.S. Sector ETF · $1.0BVanguard Morningstar Total Stock Market ETF · $689B

+21.5%3 years · per year$17,935 · $18,090+21.8%

[…]5 years · per year[…] · $16,697+10.8%

0.49%Expense ratio$49 · $3 on $10k · lower wins0.03%

0.69%12-mo yield$69 · $106 on $10k1.06%

−9.5%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.9%

1–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMODL · VTI

6.2%AAPL6.6%

5.4%NVDA7.1%

4.9%MSFT5.2%

3.8%GOOGL2.8%

Held in common64.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AMODL	VictoryShares WestEnd U.S. Sector ETFRead Desk	0.49%	0.69%	+2.3%	+10.4%	+12.9%	+21.5%	new	−9.5%	$1.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AMODL	VictoryShares WestEnd U.S. Sector ETFRead Desk	0.49%	0.69%	+2.3%	+10.4%	+12.9%	+21.5%	new	−9.5%	$1.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MODL vs VTI

MODL

VictoryShares WestEnd U.S. Sector

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureMODLVTI

Fee0.49%0.03%

Cost on $10k a year$49$3

Yield0.69%1.06%

5 years, per year[…]+10.8%

3 years, per year+21.5%+21.8%

Worst drop · 1Y−9.5%−8.9%

Volatility · 1Y12.8%13.9%

4–1measures won
VTI first

64.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: MODL, VTI, IVV

Today

86.0%most shared, VTI and IVV

MODLVTIIVV

MODL—64.2%66.2%

VTI64.2%—86.0%

IVV66.2%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

VTI$106 − $3 = $103

MODL$69 − $49 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee