MORT vs SMBS

AMORT

BSMBS

Measures won1–3SMBS wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · VCIT $10,510

Lowest cost0.03%SMBS · $3 on $10k

Most income18.51%MORT · $1,851 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]MORT and SMBS

MORT

SMBS

VanEck Mortgage REIT Income ETF · $315MSchwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B

+2.4%3 years · per year$10,722 · […][…]

−6.2%5 years · per year$7,262 · […][…]

0.43%Expense ratio$43 · $3 on $10k · lower wins0.03%

18.51%12-mo yield$1,851 · $528 on $10k5.28%

−26.9%Worst dropSmaller wins−5.2%

18.9%VolatilityLower wins4.7%

1–3SMBS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsMORT · SMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AMORT	VanEck Mortgage REIT Income ETFRead Desk	0.43%	18.51%	+1.3%	−17.6%	−13.9%	+2.4%	−6.2%	−26.9%	$315M
4	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.28%	−0.1%	+0.4%	+1.1%	new	new	−5.2%	$6.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AMORT	VanEck Mortgage REIT Income ETFRead Desk	0.43%	18.51%	+1.3%	−17.6%	−13.9%	+2.4%	−6.2%	−26.9%	$315M
4	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.28%	−0.1%	+0.4%	+1.1%	new	new	−5.2%	$6.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MORT vs SMBS

MORT

VanEck Mortgage REIT Income

$7,262

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities

[…]

MeasureMORTSMBS

Fee0.43%0.03%

Cost on $10k a year$43$3

Yield18.51%5.28%

5 years, per year−6.2%[…]

3 years, per year+2.4%[…]

Worst drop · 1Y−26.9%−5.2%

Volatility · 1Y18.9%4.7%

3–1measures won
SMBS first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: MORT, SMBS, SGOV, VCIT

Today

[…]holdings […]

MORTSMBSSGOVVCIT

MORT—[…][…][…]

SMBS[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,808most kept, MORT

MORT$1,851 − $43 = $1,808

SMBS$528 − $3 = $525

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee