MOTI vs FNDF

AMOTI

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VXUS $14,489

Lowest cost0.05%VXUS · $5 on $10k

Most income3.20%MOTI · $320 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common3.2%MOTI and FNDF

MOTI

FNDF

VanEck Morningstar International Moat ETF · $75MSchwab Fundamental International Large Company Index ETF · $26.0B

+12.8%3 years · per year$14,339 · $18,863+23.6%

+5.3%5 years · per year$12,939 · $18,637+13.3%

0.58%Expense ratio$58 · $25 on $10k · lower wins0.25%

3.20%12-mo yield$320 · $310 on $10k3.10%

−15.9%Worst dropSmaller wins−10.6%

15.1%VolatilityLower wins16.6%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMOTI · FNDF

1.3%6758.T0.5%

2.9%SAP.DE0.4%

2.5%7974.T0.2%

0.8%8035.T0.2%

Held in common3.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AMOTI	VanEck Morningstar International Moat ETFRead Desk	0.58%	3.20%	−1.1%	+0.8%	+1.8%	+12.8%	+5.3%	−15.9%	$75M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AMOTI	VanEck Morningstar International Moat ETFRead Desk	0.58%	3.20%	−1.1%	+0.8%	+1.8%	+12.8%	+5.3%	−15.9%	$75M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MOTI vs FNDF

MOTI

VanEck Morningstar International Moat

$12,939

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureMOTIFNDF

Fee0.58%0.25%

Cost on $10k a year$58$25

Yield3.20%3.10%

5 years, per year+5.3%+13.3%

3 years, per year+12.8%+23.6%

Worst drop · 1Y−15.9%−10.6%

Volatility · 1Y15.1%16.6%

4–2measures won
FNDF first

3.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: MOTI, FNDF, VXUS

Today

47.3%most shared, FNDF and VXUS

MOTIFNDFVXUS

MOTI—3.2%5.7%

FNDF3.2%—47.3%

VXUS5.7%47.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

MOTI$320 − $58 = $262

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee