FSEC vs IUSB

AFSEC

BIUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · MUB $10,432

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]FSEC and IUSB

FSEC

IUSB

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BiShares Core Universal USD Bond ETF · $50.5B

+6.3%3 years · per year$12,002 · $11,705+5.4%

+0.5%5 years · per year$10,231 · $10,151+0.3%

0.36%Expense ratio$36 · $6 on $10k · lower wins0.06%

4.54%12-mo yield$454 · $433 on $10k4.33%

−5.0%Worst dropSmaller wins−4.3%

4.6%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B
4	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B
4	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs IUSB

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,231

IUSB

iShares Core Universal USD Bond

$10,151

MeasureFSECIUSB

Fee0.36%0.06%

Cost on $10k a year$36$6

Yield4.54%4.33%

5 years, per year+0.5%+0.3%

3 years, per year+6.3%+5.4%

Worst drop · 1Y−5.0%−4.3%

Volatility · 1Y4.6%3.9%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: MUB, FSEC, VCIT, IUSB

Today

[…]holdings […]

MUBFSECVCITIUSB

MUB—[…][…][…]

FSEC[…]—[…][…]

VCIT[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

FSEC$454 − $36 = $418

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee