MUB vs IBTO

AMUB

BIBTO

Measures won2–3IBTO wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]MUB and IBTO

MUB

IBTO

iShares National Muni Bond ETF · $55.0BiShares iBonds Dec 2033 Term Treasury ETF · $520M

+4.5%3 years · per year$11,418 · $11,463+4.7%

+0.8%5 years · per year$10,414 · […][…]

0.05%Expense ratio$5 · $7 on $10k · lower wins0.07%

3.27%12-mo yield$327 · $423 on $10k4.23%

−6.3%Worst dropSmaller wins−5.8%

3.7%VolatilityLower wins4.4%

2–3IBTO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsMUB · IBTO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	AMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.23%	−0.2%	−0.9%	−0.3%	+4.7%	new	−5.8%	$520M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	AMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.23%	−0.2%	−0.9%	−0.3%	+4.7%	new	−5.8%	$520M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MUB vs IBTO

MUB

iShares National Muni Bond

$10,414

IBTO

iShares iBonds Dec 2033 Term Treasury

[…]

MeasureMUBIBTO

Fee0.05%0.07%

Cost on $10k a year$5$7

Yield3.27%4.23%

5 years, per year+0.8%[…]

3 years, per year+4.5%+4.7%

Worst drop · 1Y−6.3%−5.8%

Volatility · 1Y3.7%4.4%

3–2measures won
IBTO first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: MUB, IBTO, VCIT, IUSB

Today

[…]holdings […]

MUBIBTOVCITIUSB

MUB—[…][…][…]

IBTO[…]—[…][…]

VCIT[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

IBTO$423 − $7 = $416

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee