MUNY vs SUB

AMUNY

BSUB

Measures won1–3SUB wins · of 6 · 5Y

$10,000 · 5Y$10,861SUB · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]MUNY and SUB

MUNY

SUB

Vanguard New York Tax-Free Funds - Vanguard New York Tax-Exempt Bond ETF · $554MiShares Short-Term National Muni Bond ETF · $13.4B

[…]3 years · per year[…] · $11,021+3.3%

[…]5 years · per year[…] · $10,861+1.7%

0.09%Expense ratio$9 · $7 on $10k · lower wins0.07%

3.27%12-mo yield$327 · $257 on $10k2.57%

−6.6%Worst dropSmaller wins−1.9%

3.8%VolatilityLower wins1.4%

1–3SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMUNY · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AMUNY	Vanguard New York Tax-Free Funds - Vanguard New York Tax-Exempt Bond ETFRead Desk	0.09%	3.27%	+0.2%	+0.8%	+1.1%	new	new	−6.6%	$554M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AMUNY	Vanguard New York Tax-Free Funds - Vanguard New York Tax-Exempt Bond ETFRead Desk	0.09%	3.27%	+0.2%	+0.8%	+1.1%	new	new	−6.6%	$554M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MUNY vs SUB

MUNY

Vanguard New York Tax-Free Funds - Vanguard New York Tax-Exempt Bond

[…]

SUB

iShares Short-Term National Muni Bond

$10,861

MeasureMUNYSUB

Fee0.09%0.07%

Cost on $10k a year$9$7

Yield3.27%2.57%

5 years, per year[…]+1.7%

3 years, per year[…]+3.3%

Worst drop · 1Y−6.6%−1.9%

Volatility · 1Y3.8%1.4%

3–1measures won
SUB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: MUNY, SUB, VCIT

Today

[…]holdings […]

MUNYSUBVCIT

MUNY—[…][…]

SUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUNY$327 − $9 = $318

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee