MYCH vs VCIT

AMYCH

BVCIT

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.1%MYCH · worst fall in 1Y

Held in common[…]MYCH and VCIT

MYCH

VCIT

State Street My2028 Corporate Bond ETF · $897MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,129+6.6%

[…]5 years · per year[…] · $10,510+1.0%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

4.33%12-mo yield$433 · $502 on $10k5.02%

−1.1%Worst dropSmaller wins−4.9%

1.5%VolatilityLower wins4.5%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMYCH · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AMYCH	State Street My2028 Corporate Bond ETFRead Desk	0.15%	4.33%	0.0%	+1.9%	+2.8%	new	new	−1.1%	$897M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AMYCH	State Street My2028 Corporate Bond ETFRead Desk	0.15%	4.33%	0.0%	+1.9%	+2.8%	new	new	−1.1%	$897M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MYCH vs VCIT

MYCH

My2028 Corporate Bond

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureMYCHVCIT

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield4.33%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+6.6%

Worst drop · 1Y−1.1%−4.9%

Volatility · 1Y1.5%4.5%

2–2measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: MYCH, VCIT, VOO

Today

[…]holdings […]

MYCHVCITVOO

MYCH—[…][…]

VCIT[…]—[…]

VOO[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MYCH$433 − $15 = $418

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee