MYCL vs SPY

AMYCL

BSPY

Measures won3–1MYCL wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · SGOV $12,090

Lowest cost0.09%SPY · $9 on $10k

Most income4.79%MYCL · $479 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]MYCL and SPY

MYCL

SPY

State Street My2032 Corporate Bond ETF · $12MState Street SPDR S&P 500 ETF · $819B

[…]3 years · per year[…] · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

4.79%12-mo yield$479 · $103 on $10k1.03%

−4.4%Worst dropSmaller wins−8.9%

4.0%VolatilityLower wins13.6%

3–1MYCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMYCL · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	AMYCL	State Street My2032 Corporate Bond ETFRead Desk	0.15%	4.79%	−0.2%	−0.6%	+0.5%	new	new	−4.4%	$12M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	AMYCL	State Street My2032 Corporate Bond ETFRead Desk	0.15%	4.79%	−0.2%	−0.6%	+0.5%	new	new	−4.4%	$12M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MYCL vs SPY

MYCL

My2032 Corporate Bond

[…]

SPY

SPDR S&P 500

$17,118

MeasureMYCLSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield4.79%1.03%

5 years, per year[…]+11.3%

3 years, per year[…]+21.7%

Worst drop · 1Y−4.4%−8.9%

Volatility · 1Y4.0%13.6%

3–1measures won
MYCL first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: MYCL, SPY, SGOV

Today

[…]holdings […]

MYCLSPYSGOV

MYCL—[…][…]

SPY[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$464most kept, MYCL

MYCL$479 − $15 = $464

SGOV$363 − $9 = $354

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee