VCSH vs MYCL

AVCSH

BMYCL

Measures won3–1VCSH wins · of 6 · 5Y

$10,000 · 5Y$11,371VCSH · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]VCSH and MYCL

VCSH

MYCL

Vanguard Short-Term Corporate Bond ETF · $43.9BState Street My2032 Corporate Bond ETF · $12M

+5.6%3 years · per year$11,777 · […][…]

+2.6%5 years · per year$11,371 · […][…]

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

4.54%12-mo yield$454 · $479 on $10k4.79%

−1.6%Worst dropSmaller wins−4.4%

2.1%VolatilityLower wins4.0%

3–1VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCSH · MYCL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BMYCL	State Street My2032 Corporate Bond ETFRead Desk	0.15%	4.79%	−0.2%	−0.6%	+0.5%	new	new	−4.4%	$12M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	−0.1%	+1.3%	+2.3%	+5.6%	+2.6%	−1.6%	$43.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BMYCL	State Street My2032 Corporate Bond ETFRead Desk	0.15%	4.79%	−0.2%	−0.6%	+0.5%	new	new	−4.4%	$12M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCSH vs MYCL

VCSH

Vanguard Short-Term Corporate Bond

$11,371

MYCL

My2032 Corporate Bond

[…]

MeasureVCSHMYCL

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield4.54%4.79%

5 years, per year+2.6%[…]

3 years, per year+5.6%[…]

Worst drop · 1Y−1.6%−4.4%

Volatility · 1Y2.1%4.0%

3–1measures won
VCSH first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: MYCL, VCIT, VCSH, BND

Today

[…]holdings […]

MYCLVCITVCSHBND

MYCL—[…][…][…]

VCIT[…]—[…][…]

VCSH[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MYCL$479 − $15 = $464

VCSH$454 − $3 = $451

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee