MYCL vs VTI

AMYCL

BVTI

Measures won3–1MYCL wins · of 6 · 5Y

$10,000 · 5Y$16,697VTI · SGOV $12,091

Lowest cost0.03%VTI · $3 on $10k

Most income4.78%MYCL · $478 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]MYCL and VTI

MYCL

VTI

State Street My2032 Corporate Bond ETF · $12MVanguard Morningstar Total Stock Market ETF · $689B

[…]3 years · per year[…] · $18,090+21.8%

[…]5 years · per year[…] · $16,697+10.8%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

4.78%12-mo yield$478 · $106 on $10k1.06%

−4.4%Worst dropSmaller wins−8.9%

4.0%VolatilityLower wins13.9%

3–1MYCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsMYCL · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AMYCL	State Street My2032 Corporate Bond ETFRead Desk	0.15%	4.78%	+0.1%	−0.5%	+0.3%	new	new	−4.4%	$12M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AMYCL	State Street My2032 Corporate Bond ETFRead Desk	0.15%	4.78%	+0.1%	−0.5%	+0.3%	new	new	−4.4%	$12M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MYCL vs VTI

MYCL

My2032 Corporate Bond

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureMYCLVTI

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield4.78%1.06%

5 years, per year[…]+10.8%

3 years, per year[…]+21.8%

Worst drop · 1Y−4.4%−8.9%

Volatility · 1Y4.0%13.9%

3–1measures won
MYCL first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: MYCL, VTI, SGOV

Today

[…]holdings […]

MYCLVTISGOV

MYCL—[…][…]

VTI[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$463most kept, MYCL

MYCL$478 − $15 = $463

SGOV$363 − $9 = $354

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee