NBFC vs VCIT

ANBFC

BVCIT

Measures won3–1NBFC wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income7.23%NBFC · $723 on $10k

Smallest drop−2.8%NBFC · worst fall in 1Y

Held in common[…]NBFC and VCIT

NBFC

VCIT

Neuberger Berman Flexible Credit Income ETF · $119MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,368+7.3%

[…]5 years · per year[…] · $10,508+1.0%

1.08%Expense ratio$108 · $3 on $10k · lower wins0.03%

7.23%12-mo yield$723 · $502 on $10k5.02%

−2.8%Worst dropSmaller wins−4.9%

3.4%VolatilityLower wins4.5%

3–1NBFC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsNBFC · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	ANBFC	Neuberger Berman Flexible Credit Income ETFRead Desk	1.08%	7.23%	−0.2%	+1.5%	+3.0%	new	new	−2.8%	$119M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	ANBFC	Neuberger Berman Flexible Credit Income ETFRead Desk	1.08%	7.23%	−0.2%	+1.5%	+3.0%	new	new	−2.8%	$119M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NBFC vs VCIT

NBFC

Neuberger Berman Flexible Credit Income

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureNBFCVCIT

Fee1.08%0.03%

Cost on $10k a year$108$3

Yield7.23%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+7.3%

Worst drop · 1Y−2.8%−4.9%

Volatility · 1Y3.4%4.5%

3–1measures won
NBFC first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: NBFC, VCIT, VOO

Today

[…]holdings […]

NBFCVCITVOO

NBFC—[…][…]

VCIT[…]—[…]

VOO[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$615most kept, NBFC

NBFC$723 − $108 = $615

VCIT$502 − $3 = $499

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee