REAI vs NETL

AREAI

BNETL

Measures won4–1REAI wins · of 6 · 5Y

$10,000 · 5Y$26,379XLE · XLF $16,157

Lowest cost0.08%XLE · $8 on $10k

Most income5.13%NETL · $513 on $10k

Smallest drop−10.2%REAI · worst fall in 1Y

Held in common11.1%REAI and NETL

REAI

NETL

Intelligent Real Estate ETF · $1MColterpoint Net Lease Real Estate ETF · $47M

+11.6%3 years · per year$13,906 · $13,839+11.4%

[…]5 years · per year[…] · $9,951−0.1%

0.59%Expense ratio$59 · $60 on $10k · lower wins0.60%

2.31%12-mo yield$231 · $513 on $10k5.13%

−10.2%Worst dropSmaller wins−16.7%

14.8%VolatilityLower wins14.9%

4–1REAI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsREAI · NETL

4.4%STAG4.5%

3.7%IIPR4.3%

2.9%VICI8.6%

Held in common11.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.40%	−4.7%	+44.9%	+48.2%	+18.0%	+21.4%	−15.0%	$44.1B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.13%	+1.6%	+7.8%	+7.5%	+11.4%	−0.1%	−16.7%	$47M
4	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.31%	+3.1%	+13.3%	+5.8%	+11.6%	new	−10.2%	$1M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.40%	−4.7%	+44.9%	+48.2%	+18.0%	+21.4%	−15.0%	$44.1B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
3	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.13%	+1.6%	+7.8%	+7.5%	+11.4%	−0.1%	−16.7%	$47M
4	AREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.31%	+3.1%	+13.3%	+5.8%	+11.6%	new	−10.2%	$1M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

REAI vs NETL

REAI

Intelligent Real Estate

[…]

NETL

Colterpoint Net Lease Real Estate

$9,951

MeasureREAINETL

Fee0.59%0.60%

Cost on $10k a year$59$60

Yield2.31%5.13%

5 years, per year[…]−0.1%

3 years, per year+11.6%+11.4%

Worst drop · 1Y−10.2%−16.7%

Volatility · 1Y14.8%14.9%

4–1measures won
REAI first

11.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: NETL, REAI, XLE, XLF

Today

11.1%most shared, NETL and REAI

NETLREAIXLEXLF

NETL—11.1%0.0%0.0%

REAI11.1%—0.0%0.0%

XLE0.0%0.0%—0.0%

XLF0.0%0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$453most kept, NETL

NETL$513 − $60 = $453

XLE$240 − $8 = $232

REAI$231 − $59 = $172

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee