XLF vs REAI

AXLF

BREAI

Measures won2–3REAI wins · of 6 · 5Y

$10,000 · 5Y$15,474XLF · NETL $9,825

Lowest cost0.08%XLF · $8 on $10k

Most income5.22%NETL · $522 on $10k

Smallest drop−10.2%REAI · worst fall in 1Y

Held in common0.0%XLF and REAI

XLF

REAI

State Street Financial Select Sector SPDR ETF · $55.5BIntelligent Real Estate ETF · $1M

+22.5%3 years · per year$18,391 · $13,179+9.6%

+9.1%5 years · per year$15,474 · […][…]

0.08%Expense ratio$8 · $59 on $10k · lower wins0.59%

1.44%12-mo yield$144 · $239 on $10k2.39%

−14.8%Worst dropSmaller wins−10.2%

15.3%VolatilityLower wins15.0%

2–3REAI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLF · REAI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	NETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.22%	−0.7%	+6.1%	+6.2%	+9.6%	−0.4%	−16.7%	$48M
3	BREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.39%	−0.5%	+9.5%	+3.8%	+9.6%	new	−10.2%	$1M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	NETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.22%	−0.7%	+6.1%	+6.2%	+9.6%	−0.4%	−16.7%	$48M
3	BREAI	Intelligent Real Estate ETFRead Desk	0.59%	2.39%	−0.5%	+9.5%	+3.8%	+9.6%	new	−10.2%	$1M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs REAI

XLF

Financial Select Sector SPDR

$15,474

REAI

Intelligent Real Estate

[…]

MeasureXLFREAI

Fee0.08%0.59%

Cost on $10k a year$8$59

Yield1.44%2.39%

5 years, per year+9.1%[…]

3 years, per year+22.5%+9.6%

Worst drop · 1Y−14.8%−10.2%

Volatility · 1Y15.3%15.0%

3–2measures won
REAI first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: NETL, REAI, XLF

Today

11.1%most shared, NETL and REAI

NETLREAIXLF

NETL—11.1%0.0%

REAI11.1%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

REAI$239 − $59 = $180

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee