NETL vs IVV · Compare Desk

ASPY

BXLF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income1.44%XLF · $144 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common12.5%SPY and XLF

SPY vs XLF

SPY

XLF

State Street SPDR S&P 500 ETF · $819BState Street Financial Select Sector SPDR ETF · $55.5B

+22.0%3 years · per year$18,174 · $18,620+23.0%

+11.3%5 years · per year$17,099 · $15,503+9.2%

0.09%Expense ratio$9 · $8 on $10k · lower wins0.08%

1.03%12-mo yield$103 · $144 on $10k1.44%

−8.9%Worst dropSmaller wins−14.8%

13.6%VolatilityLower wins15.3%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · XLF

1.6%BRK-B12.9%

1.4%JPM11.2%

1.1%V8.9%

0.8%MA6.5%

Held in common12.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs XLF

SPY

SPDR S&P 500

$17,099

XLF

Financial Select Sector SPDR

$15,503

MeasureSPYXLF

Fee0.09%0.08%

Cost on $10k a year$9$8

Yield1.03%1.44%

5 years, per year+11.3%+9.2%

3 years, per year+22.0%+23.0%

Worst drop · 1Y−8.9%−14.8%

Volatility · 1Y13.6%15.3%

3–3measures won
level

12.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: SPY, XLF, IVV

Today

99.9%most shared, SPY and IVV

SPYXLFIVV

SPY—12.5%99.9%

XLF12.5%—12.5%

IVV99.9%12.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee