NETL vs XLF

ANETL

BXLF

Measures won2–4XLF wins · of 6 · 5Y

$10,000 · 5Y$20,649VGT · SPY $17,118

Lowest cost0.08%XLF · $8 on $10k

Most income5.22%NETL · $522 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%NETL and XLF

NETL

XLF

Colterpoint Net Lease Real Estate ETF · $48MState Street Financial Select Sector SPDR ETF · $55.5B

+9.6%3 years · per year$13,159 · $18,391+22.5%

−0.4%5 years · per year$9,825 · $15,474+9.1%

0.60%Expense ratio$60 · $8 on $10k · lower wins0.08%

5.22%12-mo yield$522 · $144 on $10k1.44%

−16.7%Worst dropSmaller wins−14.8%

14.9%VolatilityLower wins15.3%

2–4XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsNETL · XLF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	+1.4%	+15.6%	+12.1%	+28.6%	+15.6%	−17.5%	$154.5B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
4	ANETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.22%	−0.7%	+6.1%	+6.2%	+9.6%	−0.4%	−16.7%	$48M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.44%	+1.4%	+15.6%	+12.1%	+28.6%	+15.6%	−17.5%	$154.5B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
4	ANETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.22%	−0.7%	+6.1%	+6.2%	+9.6%	−0.4%	−16.7%	$48M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NETL vs XLF

NETL

Colterpoint Net Lease Real Estate

$9,825

XLF

Financial Select Sector SPDR

$15,474

MeasureNETLXLF

Fee0.60%0.08%

Cost on $10k a year$60$8

Yield5.22%1.44%

5 years, per year−0.4%+9.1%

3 years, per year+9.6%+22.5%

Worst drop · 1Y−16.7%−14.8%

Volatility · 1Y14.9%15.3%

4–2measures won
XLF first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: NETL, XLF, SPY, VGT

Today

35.5%most shared, SPY and VGT

NETLXLFSPYVGT

NETL—0.0%0.1%0.0%

XLF0.0%—12.8%0.0%

SPY0.1%12.8%—35.5%

VGT0.0%0.0%35.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

XLF$144 − $8 = $136

SPY$103 − $9 = $94

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee