NETL vs XLF

ANETL

BXLF

Measures won2–4XLF wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · VTI $16,697

Lowest cost0.02%SPYM · $2 on $10k

Most income5.14%NETL · $514 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common0.0%NETL and XLF

NETL

XLF

Colterpoint Net Lease Real Estate ETF · $48MState Street Financial Select Sector SPDR ETF · $53.4B

+9.0%3 years · per year$12,949 · $18,230+22.2%

−0.3%5 years · per year$9,871 · $15,690+9.4%

0.60%Expense ratio$60 · $8 on $10k · lower wins0.08%

5.14%12-mo yield$514 · $142 on $10k1.42%

−16.7%Worst dropSmaller wins−14.8%

15.0%VolatilityLower wins15.3%

2–4XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsNETL · XLF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
4	ANETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
4	ANETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NETL vs XLF

NETL

Colterpoint Net Lease Real Estate

$9,871

XLF

Financial Select Sector SPDR

$15,690

MeasureNETLXLF

Fee0.60%0.08%

Cost on $10k a year$60$8

Yield5.14%1.42%

5 years, per year−0.3%+9.4%

3 years, per year+9.0%+22.2%

Worst drop · 1Y−16.7%−14.8%

Volatility · 1Y15.0%15.3%

4–2measures won
XLF first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: NETL, XLF, SPYM, VTI

Today

86.1%most shared, SPYM and VTI

NETLXLFSPYMVTI

NETL—0.0%0.1%0.2%

XLF0.0%—12.6%10.1%

SPYM0.1%12.6%—86.1%

VTI0.2%10.1%86.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

VTI$106 − $3 = $103

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee