NETL vs XLF

ANETL

BXLF

Measures won2–4XLF wins · of 6 · 5Y

$10,000 · 5Y$26,379XLE · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income5.13%NETL · $513 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%NETL and XLF

NETL

XLF

Colterpoint Net Lease Real Estate ETF · $47MState Street Financial Select Sector SPDR ETF · $53.8B

+11.4%3 years · per year$13,839 · $19,384+24.7%

−0.1%5 years · per year$9,951 · $16,157+10.1%

0.60%Expense ratio$60 · $8 on $10k · lower wins0.08%

5.13%12-mo yield$513 · $140 on $10k1.40%

−16.7%Worst dropSmaller wins−14.8%

14.9%VolatilityLower wins15.0%

2–4XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsNETL · XLF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.40%	−4.7%	+44.9%	+48.2%	+18.0%	+21.4%	−15.0%	$44.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
4	ANETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.13%	+1.6%	+7.8%	+7.5%	+11.4%	−0.1%	−16.7%	$47M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.40%	−4.7%	+44.9%	+48.2%	+18.0%	+21.4%	−15.0%	$44.1B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
4	ANETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.13%	+1.6%	+7.8%	+7.5%	+11.4%	−0.1%	−16.7%	$47M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NETL vs XLF

NETL

Colterpoint Net Lease Real Estate

$9,951

XLF

Financial Select Sector SPDR

$16,157

MeasureNETLXLF

Fee0.60%0.08%

Cost on $10k a year$60$8

Yield5.13%1.40%

5 years, per year−0.1%+10.1%

3 years, per year+11.4%+24.7%

Worst drop · 1Y−16.7%−14.8%

Volatility · 1Y14.9%15.0%

4–2measures won
XLF first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: NETL, XLF, VOO, XLE

Today

11.3%most shared, XLF and VOO

NETLXLFVOOXLE

NETL—0.0%0.1%0.0%

XLF0.0%—11.3%0.0%

VOO0.1%11.3%—3.4%

XLE0.0%0.0%3.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$453most kept, NETL

NETL$513 − $60 = $453

XLE$240 − $8 = $232

XLF$140 − $8 = $132

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee