NZAC vs SCHD

ANZAC

BSCHD

Measures won0–6SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · NZAC $15,122

Lowest cost0.05%VXUS · $5 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common3.4%NZAC and SCHD

NZAC

SCHD

State Street SPDR MSCI ACWI Climate Paris Aligned ETF · $188MSchwab U.S. Dividend Equity ETF · $120B

+19.5%3 years · per year$17,056 · $17,123+19.6%

+8.6%5 years · per year$15,122 · $16,459+10.5%

0.12%Expense ratio$12 · $6 on $10k · lower wins0.06%

2.06%12-mo yield$206 · $296 on $10k2.96%

−10.1%Worst dropSmaller wins−6.9%

15.2%VolatilityLower wins11.8%

0–6SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsNZAC · SCHD

0.6%MRK3.8%

0.4%HD4.3%

0.3%TXN4.3%

0.3%AMGN4.1%

Held in common3.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	ANZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk	0.12%	2.06%	+2.6%	+7.7%	+9.7%	+19.5%	+8.6%	−10.1%	$188M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	ANZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk	0.12%	2.06%	+2.6%	+7.7%	+9.7%	+19.5%	+8.6%	−10.1%	$188M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NZAC vs SCHD

NZAC

SPDR MSCI ACWI Climate Paris Aligned

$15,122

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureNZACSCHD

Fee0.12%0.06%

Cost on $10k a year$12$6

Yield2.06%2.96%

5 years, per year+8.6%+10.5%

3 years, per year+19.5%+19.6%

Worst drop · 1Y−10.1%−6.9%

Volatility · 1Y15.2%11.8%

6–0measures won
SCHD first

3.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: NZAC, SCHD, VXUS

Today

17.8%most shared, NZAC and VXUS

NZACSCHDVXUS

NZAC—3.4%17.8%

SCHD3.4%—0.0%

VXUS17.8%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VXUS$239 − $5 = $234

NZAC$206 − $12 = $194

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee