NZAC vs VEA

ANZAC

BVEA

Measures won2–4VEA wins · of 6 · 5Y

$10,000 · 5Y$15,893VEA · NZAC $15,479

Lowest cost0.03%VEA · $3 on $10k

Most income2.41%VEA · $241 on $10k

Smallest drop−10.1%NZAC · worst fall in 1Y

Held in common15.7%NZAC and VEA

NZAC

VEA

State Street SPDR MSCI ACWI Climate Paris Aligned ETF · $191MVanguard FTSE Developed Markets ETF · $232B

+21.5%3 years · per year$17,947 · $18,376+22.5%

+9.1%5 years · per year$15,479 · $15,893+9.7%

0.12%Expense ratio$12 · $3 on $10k · lower wins0.03%

2.03%12-mo yield$203 · $241 on $10k2.41%

−10.1%Worst dropSmaller wins−11.6%

14.4%VolatilityLower wins17.8%

2–4VEA wins

$10,000 · 5 yearsOne scale

Shared top holdingsNZAC · VEA

0.7%RY.TO0.8%

0.7%SAP.DE0.6%

0.6%ASML.AS2.1%

0.6%SU.PA0.5%

Held in common15.7%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVEA	Vanguard FTSE Developed Markets ETFRead Desk		0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
2	ANZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk		0.12%	2.03%	+2.1%	+9.1%	+9.5%	+21.5%	+9.1%	−10.1%	$191M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVEA	Vanguard FTSE Developed Markets ETFRead Desk		0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
2	ANZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk		0.12%	2.03%	+2.1%	+9.1%	+9.5%	+21.5%	+9.1%	−10.1%	$191M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NZAC vs VEA

NZAC

SPDR MSCI ACWI Climate Paris Aligned

$15,479

VEA

Vanguard FTSE Developed Markets

$15,893

MeasureNZACVEA

Fee0.12%0.03%

Cost on $10k a year$12$3

Yield2.03%2.41%

5 years, per year+9.1%+9.7%

3 years, per year+21.5%+22.5%

Worst drop · 1Y−10.1%−11.6%

Volatility · 1Y14.4%17.8%

4–2measures won
VEA first

15.7%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: NZAC, VEA

Today

15.7%most shared, NZAC and VEA

NZACVEA

NZAC—15.7%

VEA15.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$238most kept, VEA

VEA$241 − $3 = $238

NZAC$203 − $12 = $191

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee