NZAC vs VXUS

ANZAC

BVXUS

Measures won4–2NZAC wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · NZAC $14,796

Lowest cost0.03%VEA · $3 on $10k

Most income2.51%VEA · $251 on $10k

Smallest drop−10.1%NZAC · worst fall in 1Y

Held in common18.1%NZAC and VXUS

NZAC

VXUS

State Street SPDR MSCI ACWI Climate Paris Aligned ETF · $189MVanguard Total International Stock ETF · $163B

+19.4%3 years · per year$17,009 · $16,925+19.2%

+8.2%5 years · per year$14,796 · $14,489+7.7%

0.12%Expense ratio$12 · $5 on $10k · lower wins0.05%

2.11%12-mo yield$211 · $245 on $10k2.45%

−10.1%Worst dropSmaller wins−11.3%

15.0%VolatilityLower wins17.6%

4–2NZAC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsNZAC · VXUS

1.8%2330.TW4.2%

0.7%RY.TO0.6%

0.5%NOVN.SW0.6%

0.5%ASML.AS1.5%

Held in common18.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	ANZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk	0.12%	2.11%	+0.2%	+4.9%	+5.9%	+19.4%	+8.2%	−10.1%	$189M
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	ANZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk	0.12%	2.11%	+0.2%	+4.9%	+5.9%	+19.4%	+8.2%	−10.1%	$189M
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

NZAC vs VXUS

NZAC

SPDR MSCI ACWI Climate Paris Aligned

$14,796

VXUS

Vanguard Total International Stock

$14,489

MeasureNZACVXUS

Fee0.12%0.05%

Cost on $10k a year$12$5

Yield2.11%2.45%

5 years, per year+8.2%+7.7%

3 years, per year+19.4%+19.2%

Worst drop · 1Y−10.1%−11.3%

Volatility · 1Y15.0%17.6%

4–2measures won
NZAC first

18.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: NZAC, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

NZACVXUSVEA

NZAC—18.1%15.8%

VXUS18.1%—65.3%

VEA15.8%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

NZAC$211 − $12 = $199

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee