OCIO vs SCHD

AOCIO

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · VIG $16,331

Lowest cost0.04%VIG · $4 on $10k

Most income9.81%OCIO · $981 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.1%OCIO and SCHD

OCIO

SCHD

ClearShares OCIO ETF · $169MSchwab U.S. Dividend Equity ETF · $120B

+12.9%3 years · per year$14,396 · $17,414+20.3%

+5.8%5 years · per year$13,254 · $16,375+10.4%

0.66%Expense ratio$66 · $6 on $10k · lower wins0.06%

9.81%12-mo yield$981 · $298 on $10k2.98%

−7.0%Worst dropSmaller wins−6.9%

12.2%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOCIO · SCHD

0.1%CVX3.9%

Held in common0.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.49%	−3.3%	+12.5%	+15.2%	+18.9%	+10.3%	−7.9%	$109.1B
3	AOCIO	ClearShares OCIO ETFRead Desk	0.66%	9.81%	−3.5%	+4.1%	+5.5%	+12.9%	+5.8%	−7.0%	$169M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.49%	−3.3%	+12.5%	+15.2%	+18.9%	+10.3%	−7.9%	$109.1B
3	AOCIO	ClearShares OCIO ETFRead Desk	0.66%	9.81%	−3.5%	+4.1%	+5.5%	+12.9%	+5.8%	−7.0%	$169M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OCIO vs SCHD

OCIO

ClearShares OCIO

$13,254

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureOCIOSCHD

Fee0.66%0.06%

Cost on $10k a year$66$6

Yield9.81%2.98%

5 years, per year+5.8%+10.4%

3 years, per year+12.9%+20.3%

Worst drop · 1Y−7.0%−6.9%

Volatility · 1Y12.2%11.7%

5–1measures won
SCHD first

0.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+17.2%

VIGVanguard

+12.5%

+17.2%Year to date+12.5%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: OCIO, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

OCIOSCHDVIG

OCIO—0.1%3.9%

SCHD0.1%—14.5%

VIG3.9%14.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$915most kept, OCIO

OCIO$981 − $66 = $915

SCHD$298 − $6 = $292

VIG$149 − $4 = $145

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee