OCIO vs SCHD

AOCIO

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,941VYM · SCHD $16,267

Lowest cost0.04%VYM · $4 on $10k

Most income9.78%OCIO · $978 on $10k

Smallest drop−6.7%VYM · worst fall in 1Y

Held in common0.1%OCIO and SCHD

OCIO

SCHD

ClearShares OCIO ETF · $163MSchwab U.S. Dividend Equity ETF · $120B

+12.8%3 years · per year$14,350 · $17,266+20.0%

+5.9%5 years · per year$13,296 · $16,267+10.2%

0.66%Expense ratio$66 · $6 on $10k · lower wins0.06%

9.78%12-mo yield$978 · $300 on $10k3.00%

−7.0%Worst dropSmaller wins−6.9%

12.2%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOCIO · SCHD

0.1%CVX4.0%

Held in common0.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.31%	−0.5%	+12.8%	+16.5%	+19.6%	+11.1%	−6.7%	$78.9B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	AOCIO	ClearShares OCIO ETFRead Desk	0.66%	9.78%	+0.3%	+4.4%	+5.4%	+12.8%	+5.9%	−7.0%	$163M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.31%	−0.5%	+12.8%	+16.5%	+19.6%	+11.1%	−6.7%	$78.9B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	AOCIO	ClearShares OCIO ETFRead Desk	0.66%	9.78%	+0.3%	+4.4%	+5.4%	+12.8%	+5.9%	−7.0%	$163M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OCIO vs SCHD

OCIO

ClearShares OCIO

$13,296

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureOCIOSCHD

Fee0.66%0.06%

Cost on $10k a year$66$6

Yield9.78%3.00%

5 years, per year+5.9%+10.2%

3 years, per year+12.8%+20.0%

Worst drop · 1Y−7.0%−6.9%

Volatility · 1Y12.2%11.7%

5–1measures won
SCHD first

0.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: OCIO, SCHD, VYM

Today

21.9%most shared, SCHD and VYM

OCIOSCHDVYM

OCIO—0.1%1.0%

SCHD0.1%—21.9%

VYM1.0%21.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$912most kept, OCIO

OCIO$978 − $66 = $912

SCHD$300 − $6 = $294

VYM$231 − $4 = $227

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee